The Marino Lending Team

Glen Marino

NMLS ID #209516

Tony Marino

NMLS ID# 244399

Tanya Reyes

NMLS ID #1542842

About The Marino Lending Team:

Our team of Naperville mortgage lenders is committed to providing our clients with the highest quality financial services possible, combined with competitive rates for the Naperville area.

At the Marino Lending Team, we will work with you one-on-one to tailor a mortgage solution that is specifically suited to meet your financing needs. Whether you are purchasing your dream home, refinancing a current mortgage, or consolidating debt, our highly experienced team of Naperville mortgage lenders can help you find the right loan program.

We have created lasting relationships with hundreds of clients by offering exceptional service, and our goal is to continue providing excellent service for many years to come. To speak directly with a professional on our team of experienced Naperville mortgage lenders, simply give us a call anytime.

Click to learn more about The Marino Lending Team and the City of Naperville

Calculate Your Loan

Need a few moments to crunch some numbers? Our easy-to-use calculator will help you get a basic visual of a mortgage payment to help you decide what you can afford.

Calculator

Monthly Payment
(Principal + Interest Only)

$1,880.70

Total Interest Payable

$88,525.28

Total of Payments
(Principal + Interest Only)

$338,525.28

Monthly payment shown consists of principal and interest only. Examples entered are hypothetical and for illustrative purposes only. Any calculations assumes the theoretical borrower will have excellent credit and are based on information entered. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on location, loan type, and many other determining factors. This information was prepared by an independent third party, and accuracy is not guaranteed. Please contact us or a financial advisor to seek personalized advice from qualified professionals regarding all financial issues and needs.

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Types of LoansWhich type is right for you?

The Marino Lending Team and First Centennial Mortgage offer a full menu of loan products. Whether you are buying your first home, moving up to a nicer home, relocating or want to refinance your current home, we have a loan that will fit your needs. To get started, contact us online or call 630.983.3604 to get in touch.

Fixed-rate home loans are the most common type of home loan in the mortgage industry. This option is low-risk and gives you predictable monthly principle and interest (P&I) payments for the next 15 or 30 years, depending on which loan term you choose. Fixed-rate loans are reliable for long-term owners ready to settle in one place for a long period of time.

An adjustable rate mortgage (ARM) is ideal for borrowers who plan to move within five years. ARMs take advantage of a low "introductory" interest rate so the loan stays at the same rate typically for 5, 7 or 10 years. Once the introductory period expires, the interest rate changes with the movement of an "index" (major interest rate). Following this movement, the amount of monthly interest either increases or decreases.

Conventional home loans are not backed by a federal agency, such as the U.S. Department of Veteran Affairs, U.S. Department of Agriculture or Federal Housing Administration. Conventional loans are idea for people with a stable job, income and good credit. Conventional home loans are more flexible in their terms and have fewer restrictions compared to government-backed products.

Federal Housing Authority (FHA) loans are government assured and are ideal for people with limited income or money for a down payment. These loans typically help first-time homebuyers, seniors or others with limits on what they can afford.

Jumbo home loans are considered non-conforming mortgages. They are for purchases with a loan value above the federal standard of $453,100, although that number varies based on location. For a home with a purchase price above this limit, a jumbo loan is needed.

Veterans Affairs (VA) home loans are a great benefit to military personnel during and after their service. These loans are partly guaranteed (typically a quarter of loan value) by the U.S. Department of Veterans Affairs.

The Marino Lending Team are licensed Naperville Mortgage Lenders, who are dedicated to helping people in the state of Illinois achieve their dreams of owning a home.

Contact
The Marino Lending Team

Glen Marino
630.788.7859 (Mobile) | 630.983.3604 (Office)
Email: G.Marino@GoFCM.com
NMLS ID #209516 | License: IL #031.0002979

Tony Marino
847.804.1059 (Mobile) | 630.806.2870 (Office)
Email: T.Marino@GoFCM.com
NMLS ID #244399 | License: IL #031.0037907

Tanya Reyes
815.757.6944 (Mobile) | 630.947.0562 (Office)
Email: T.Reyes@GoFCM.com
NMLS ID #1542842 | License: FL#LO40165,
IL #031.0045066, WA#MLO-1542842, WI#1542842


651 N. Washington Street
Naperville, IL 60563